I think I could answer both "Yes" and "No" to each and every one of those questions, though I have very, very few title-less pages myself.
Frequently my 95% complete page will sit on my desk for a day or two while the "perfect" title is trapped in the recesses of my brain; I know it's there - maybe I dreamed it - but I want to wait for it to surface. Sometimes it does, other times I settle for something else and move on to the next page.
Occasionally I pick a photo and the future page title is glaringly obvious - maybe it's a play on words, or a phrase we were using at the time, or a lyric from a current song that just fits somehow. My first April Counterfeit Kit page certainly fits this category (even though the statue is of a mammoth rather than an elephant): the title was set in stone!
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I've used a sketch from Creative Craft World as part of the weekly challenge on UKS. |

I could do with some reliable alternative places to visit, so do please share where you go for page title inspiration in the comments.
P.S. I'm multi-tasking as ever and, while my page fits a UKScrappers/CCW challenge this week, it also ties in nicely with this month's challenge over at The Studio: to include at least three items from their supply list - Kraft, twine, die cuts, ink, a star and washi tape - I managed all but one! Pop over here if you fancy having a go yourself!